CreditKarizma

CreditKarizma is an AI-driven fintech startup focused on revolutionizing the credit scoring process in Palestine. The platform combines traditional credit data with alternative data sources, such as rent, utility payments, and employment history, to create accurate and inclusive credit scores. This enables lenders to make faster, more informed decisions, and offer personalized loan products, even to individuals without a traditional credit history. By providing an automated, data-driven solution, CreditKarizma aims to streamline lending processes, reduce operational costs for banks, and enhance financial inclusion in the region. The startup's mission is to empower both lenders and underserved customers by making credit more accessible, efficient, and fair.